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Finance
by Deborah Brown on March 22, 2007

So today I decided to Throw it into a CD. That done - the banker said to me - do you have a line of credit?
No. I'd thought about it but hoped my business would never be in a position that I would need a line of credit.
Then she said to me: You know, it's better to apply for a line of credit when you don't need it rather than wait until you do and then you can't.
What a great thought.
A little cushion that I won't ever need. Unless of course I might like to expand my business. And it costs nothing until I use it. Hmmm.
So give it some thought. It took a mere few minutes and yet now I have a safety net. It is a freeing feeling. Click here for a line of credit calculator.
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